Everyone is a Member of a Protected Class. Owning a home is fundamental part of the American Dream. Searching for a home should not be hindered by discriminatory practices. The only thing that should affect your ability to buy a home is whether you can afford it, not who you are.
The Fair Housing Act protects you from being discriminated against in the sale, rental, financing, or insuring of housing based on your protected class.
Protected classes include:
- National Origin
- Familial Status
- Military Status*
- Sexual Orientation**
Equal housing means you can choose the neighborhood you live in, because where you live often determines your access to quality education, employment options, reliable transportation, and safe, healthy environments.
Discriminatory practices in real estate sales or lending can have a harmful effect on our community. Unfair policies reinforce segregated living patterns and prevent the creation of diverse neighborhoods. Local economies may suffer from decreased property values, loss of tax revenue, reduced population, and diminished business activity. Decreased homeownership threatens the stability and strength of our communities.
Fair housing rights protect our neighborhoods from these discriminatory practices, and foster the creation of stable, inclusive communities of opportunity.
* state protection
** local protection